04822 - 247880

vicibsandhya@gmail.com
Kodumpidy P.O, Pala, Kottayam

Welcome to Vikas Credit Informal Banking Service (VICIB)

Vision

A society where individuals and communities identify their worth and potentials and jointly work towards social, economic and political empowerment.


Mission

Socio economic uplift of women, marginal farmers and agricultural laborers through community based organizations and enhance opportunities for employment, income generation, education and social status in a secular and democratic way.


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Micro Finance Scheme

In 1996, Sandhya began to organize Self Help Groups (SHGs) for women. Vikas Credit and Informal Banking Service (VICIB) was founded to coordinate the functioning of SHGs and act as a federation of the groups.

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Micro Insurance

Sandhya has convinced and implemented a micro insurance for the members of the SHGs with nominal premium. Encouraged by the response to the scheme, we began to implement LIC schemes and now we are a recognized corporate agent of the LIC.

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Microcredit

The Vikas Credit Informal Banking Service (VICIB)It is appropriate that the Vikas Volunteer Vahini Club chose to name their informal bank as the Vikas Credit Informal Banking Service (VICIB).

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Jeevasahayanidhi

Women's enterprises through group action The first initiative by Sandhya Club in organizing women for providing self employment opportunities.

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Our Projects

Micro Finance

Micro Insurance

Community Banking

Jeevasahayanidhi

Ambulance Services

Agricultural Projects

Sandhya Vanitha Vedi for women’s development

Sandhya Blood Donor’s Forum

Sandhya Bus passenger’s Association

Forestry Club for environmental protection

Sandhya Children’s Forum for developing talents

Sandhya People’s Action Forum for dealing with social issues

What Makes
usSpecial?

800
+

Sucessful Projects

100
%

Satisfied Clients

50
+

Awards Won

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We invested our hard work for people just like you that insist on a great user experience.

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Customers Feedback

Vicib. one of the best socities in kerala
- Leena Kurian Customer
Excellent products, great selection,very friendly staff.
- Sony Customer
"Great customer service, excellent follow up, and the delivery time was perfect.
- Martin, customer